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“In the Course of Construction” and Ambiguous “Builder’s Risk” Policy Provisions
Most commercial property owners pay hefty premiums in return for commercial property insurance, often times in the form of an “all-risk” insurance policy. “All-risk” policies provide coverage…
Conflicting Policy Provisions Regarding the Duty to Mitigate in Business Interruption Claims
Virtually every property insurance policy has a specific section regarding the post-loss obligations of the insured. Whether it be expressly stated in its own policy provision or implied from…
Five Ways People are Legally Stealing Your Money
Don’t you hate it when you find out you have been taken? I sure do. I buy something the salesman convinced me was a great deal, only to find out later that it wasn’t a deal at all. In fact, I…
NCAA’s March Madness Business (Bracket) Interruption Insurance Payout
Over the past few days, many enjoyed watching what’s been dubbed March Madness. The 64-team college basketball tournament usually draws a massive and lucrative following. People who don’t…
Court Rules in Favor of Goodwill on COVID-19 Business Interruption Matter
We are happy to share with the insurance world a very positive development on COVID-19 Business Interruption cases – from Orange County, a conservative jurisdiction. The credit for this…
What Do Happy Timeshare Owners Know that the Unhappy Ones Don’t?
In only five days (August 30th) you will have an opportunity to fully understand why happy timeshare owners are happy. That is the day my new book A Guide to Loving Your Timeshare: How to get…
State Legislatures Aim to Afford COVID-19 Coverage
With COVID-19 business closures, legislatures across the country have been grappling with new questions, including what protections may be afforded by business income insurance. As of late,…
The Best Way to Teach Your Kids About Money
(Don’t miss your chance to sign up for the upcoming Marriage and Money MD Conference November 15-17, which is free to attend, but you must register. You don’t want to miss my two topics. My…
Business Income Lawsuit Update—Get a Recent Update of These Cases at Friday Forum @ 2
Merlin Law Group’s COVID-19 team, lead by Shane Smith with significant help from our class action co-counsel, filed a strong brief in the Chloe’s Café case.1 We noted in part: The Court should…